{"id":64,"date":"2026-08-07T07:01:01","date_gmt":"2026-08-07T07:01:01","guid":{"rendered":"https:\/\/holidayhomeloans.com.au\/blog\/?p=64"},"modified":"2026-08-10T04:56:53","modified_gmt":"2026-08-10T04:56:53","slug":"spring-clean-your-home-loan-before-property-season","status":"publish","type":"post","link":"https:\/\/holidayhomeloans.com.au\/blog\/spring-clean-your-home-loan-before-property-season\/","title":{"rendered":"Spring Clean Your Home Loan Before Property Season"},"content":{"rendered":"<h2><span class=\"TextRun SCXW244506679 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW244506679 BCX0\" data-ccp-parastyle=\"heading 2\">Is Your Home Loan Due\u00a0<\/span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW244506679 BCX0\" data-ccp-parastyle=\"heading 2\">for<\/span><span class=\"NormalTextRun SCXW244506679 BCX0\" data-ccp-parastyle=\"heading 2\">\u00a0a Fresh Start?<\/span><\/span><span class=\"EOP Selected SCXW244506679 BCX0\" data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:200,&quot;335559739&quot;:0}\">\u00a0<\/span><\/h2>\n<p>Spring is almost here.<\/p>\n<p>That means warmer weather, more open homes, weekend inspections, and plenty of people suddenly saying, \u201cMaybe we should finally do something about the house.\u201d<\/p>\n<p>Before the property season gets busy, it may be a good time to check one thing sitting quietly in the background: your home loan.<\/p>\n<p>Is your rate still competitive? Are your repayments still comfortable? Does your loan still suit your life now?<\/p>\n<p>A quick home loan review in Australia can help you answer those questions before you make your next move.<\/p>\n<p>And if you are working with Holiday Home Loans powered by Home Loans Fast, the process can feel a little less scary and a lot more exciting.<\/p>\n<h3>Why Check Your Loan Now?<\/h3>\n<p>You do not need to wait until something feels wrong.<\/p>\n<p>A home loan review can help you see if your current loan still makes sense. Sometimes there may be a better rate available. Sometimes refinancing may be worth looking at. Sometimes the best news is that your current loan is still competitive.<\/p>\n<p><b>Either way, you stop guessing:<\/b><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">your current interest rate<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">your repayments<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">your offset or redraw features<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">your lender\u2019s current offers<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">your refinance options<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"6\" data-aria-level=\"1\"><span data-contrast=\"auto\">your borrowing power<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"7\" data-aria-level=\"1\"><span data-contrast=\"auto\">your next property plans<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p>Think of it like checking your suitcase before a trip.<\/p>\n<p>Better to know what is missing now than panic later.<\/p>\n<h3>We Do the Rate Check for You<\/h3>\n<p>Home loan terms can sound big and annoying.<\/p>\n<p>Borrowing power. Serviceability. Refinance. Offset account. Loan structure.<\/p>\n<p>Not exactly beach reading.<\/p>\n<p>That is why Home Loans Fast keeps things simple. The team explains what matters, compares options, and helps you understand what your loan is actually doing.<\/p>\n<p>For current clients, <a href=\"https:\/\/homeloansfast.com.au\/services\/self-employed-home-loans\/\" target=\"_blank\" rel=\"noopener\"><strong>Home Loans<\/strong><\/a> Fast also does annual loan reviews.<\/p>\n<p>That means we check in each year, look at your loan, and see whether your lender may offer a better rate. If refinancing may suit you, we let you know. If your current loan still looks good, we tell you that too.<\/p>\n<p>No rate-chasing weekends required.<\/p>\n<h3>Thinking of Buying This Spring?<\/h3>\n<p>Spring can be a busy time for property.<\/p>\n<p>If you are planning to buy, refinance, <a href=\"https:\/\/homeloansfast.com.au\/services\/investment-property-mortgage-broker\/\" target=\"_blank\" rel=\"noopener\"><b>invest<\/b><\/a>, or even just start asking questions, it helps to know your numbers early.<\/p>\n<p><b>Before you fall in love with a place, check:<\/b><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"8\" data-aria-level=\"1\"><span data-contrast=\"auto\">how much you may be able to borrow<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"9\" data-aria-level=\"1\"><span data-contrast=\"auto\">what your repayments could look like<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"10\" data-aria-level=\"1\"><span data-contrast=\"auto\">what deposit you may need<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"11\" data-aria-level=\"1\"><span data-contrast=\"auto\">whether pre-approval makes sense<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"12\" data-aria-level=\"1\"><span data-contrast=\"auto\">what documents lenders may ask for<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p>You do not need to know everything before speaking with a <a href=\"https:\/\/homeloansfast.com.au\/services\/personal-and-commercial-loans\/\" target=\"_blank\" rel=\"noopener\"><b>broker<\/b><\/a>.<\/p>\n<p>That is the whole point.<\/p>\n<p>Home Loans Fast can help explain the process in plain English, so you feel clear before making big decisions.<\/p>\n<h3>The Fun Part: Bali, Phuket or Mombasa?<\/h3>\n<p>Now for the part people remember.<\/p>\n<p>At Holiday Home Loans powered by Home Loans Fast, eligible clients who purchase, <a href=\"https:\/\/homeloansfast.com.au\/services\/refinance-debt-consolidation\/\" target=\"_blank\" rel=\"noopener\"><b>refinance<\/b><\/a>, or refer a settled loan of at least $300,000 may qualify for free 7-night holiday accommodation in Bali, Phuket, or Mombasa.<\/p>\n<p>Yes, it is real.<\/p>\n<p>You sort the home loan. You settle the loan. Then you may get something worth packing for.<\/p>\n<p>The offer is for accommodation only. Flights, food, transfers, insurance, upgrades, and other costs are not included unless stated in the resort rules. Availability, eligibility, destination rules, and full terms and conditions apply.<\/p>\n<p>Still, it is a pretty nice bonus after dealing with loan documents.<\/p>\n<h3>Quick Travel Tip Before You Get Too Excited<\/h3>\n<p>Before choosing your destination, check the rules.<\/p>\n<p>Each resort has its own booking days, guest requirements, fees, and conditions. School holidays and public holidays can also be harder to book.<\/p>\n<p>So before you mentally pack your linen shirts and beach sandals, read the details first.<\/p>\n<p>Smart planning makes the holiday part better.<\/p>\n<h3>Five Trees for Every Home Loan<\/h3>\n<p>Holiday Home Loans is not just about travel.<\/p>\n<p>For every settled home loan, Holiday Home Loans powered by Home Loans Fast supports Carbon Neutral to plant five trees in the Yarra Yarra Biodiversity Corridor.<\/p>\n<p>Those trees are protected for the next 100 years.<\/p>\n<p>So far, we have helped plant 1,625 trees.<\/p>\n<p>That means your home loan milestone can support your future, a holiday reward, and a greener project at the same time.<\/p>\n<p>Not bad for a loan.<\/p>\n<h4>Ready to Spring Clean Your Home Loan?<\/h4>\n<p>If your home loan has been sitting untouched for a while, now is a good time to check it.<\/p>\n<p>You might find a better option. You might find out your current loan still works. You might simply feel clearer about your next step.<\/p>\n<p>And if your loan qualifies, you may also get to choose between Bali, Phuket, or Mombasa.<\/p>\n<p>That is what we call a productive clean-up.<\/p>\n<p><a href=\"https:\/\/holidayhomeloans.com.au\/#contact\" target=\"_blank\" rel=\"noopener\"><b>Contact us today<\/b><\/a> to review your home loan and learn more about the Holiday Home Loans offer.<\/p>\n<p>Explore the\u00a0<a href=\"https:\/\/holidayhomeloans.com.au\/\" target=\"_blank\" rel=\"noopener\"><b>Holiday Home Loans<\/b><\/a>\u00a0offer through the Contact Us page. Contact Us<br \/>\n\t\t<style>\n\t\t#sfsm-group-69 {\n\t\t\tmargin: 32px 0px 32px 0px;\n\t\t\tpadding: 0px 0px 0px 0px;\n\t\t\t\n\t\t\t\/* Global Animation & Spacing *\/\n\t\t\t--sfsm-speed: 300ms;\n\t\t\t--sfsm-easing: ease-out;\n\t\t\t--sfsm-gap: 18px;\n\n\t\t\t\/* Icons *\/\n\t\t\t--sfsm-icon-size: 16px;\n\t\t\t--sfsm-icon-color: #172033;\n\t\t\t--sfsm-icon-bg: transparent;\n\t\t\t--sfsm-icon-hover-color: #172033;\n\t\t\t--sfsm-icon-hover-bg: transparent;\n\t\t\t--sfsm-icon-active-color: #ffffff;\n\t\t\t--sfsm-icon-active-bg: transparent;\n\t\t\t--sfsm-icon-radius: 999px;\n\t\t\t--sfsm-icon-padding: 4px;\n\t\t\t--sfsm-icon-position: row;\n\n\t\t\t\/* Group Title *\/\n\t\t\t--sfsm-group-title-font-size: 32px;\n\t\t\t--sfsm-group-title-font-weight: 700;\n\t\t\t--sfsm-group-title-line-height: 1.25;\n\t\t\t--sfsm-group-title-color: #172033;\n\t\t\t--sfsm-group-title-font-family: inherit;\n\t\t\t--sfsm-group-title-margin: 0px 0px 16px 0px;\n\t\t\t--sfsm-group-title-align: center;\n\n\t\t\t\/* Question Default *\/\n\t\t\t--sfsm-q-padding: 15px;\n\t\t\t--sfsm-q-font-size: 18px;\n\t\t\t--sfsm-q-bg: #ffffff;\n\t\t\t--sfsm-q-color: #011a42;\n\t\t\t--sfsm-q-font-weight: 600;\n\t\t\t--sfsm-q-line-height: 1.35;\n\t\t\t--sfsm-q-font-family: inherit;\n\t\t\t--sfsm-q-border: 1px solid #d9e1ec;\n\t\t\t--sfsm-q-border-radius: 8px;\n\n\t\t\t\/* Question Hover *\/\n\t\t\t--sfsm-qh-padding: 15px;\n\t\t\t--sfsm-qh-font-size: 18px;\n\t\t\t--sfsm-qh-bg: #eaf2ff;\n\t\t\t--sfsm-qh-color: #011a42;\n\t\t\t--sfsm-qh-font-weight: 600;\n\t\t\t--sfsm-qh-line-height: 1.35;\n\t\t\t--sfsm-qh-font-family: inherit;\n\t\t\t--sfsm-qh-border: 1px solid #000000;\n\t\t\t--sfsm-qh-border-radius: 8px;\n\n\t\t\t\/* Question Active *\/\n\t\t\t--sfsm-qa-padding: 15px;\n\t\t\t--sfsm-qa-font-size: 18px;\n\t\t\t--sfsm-qa-bg: #6e0662;\n\t\t\t--sfsm-qa-color: #ffffff;\n\t\t\t--sfsm-qa-font-weight: 600;\n\t\t\t--sfsm-qa-line-height: 1.35;\n\t\t\t--sfsm-qa-font-family: inherit;\n\t\t\t--sfsm-qa-border: 1px solid #c5d5ff;\n\t\t\t--sfsm-qa-border-radius: 8px;\n\n\t\t\t\/* Answer Content *\/\n\t\t\t--sfsm-a-padding: 15px;\n\t\t\t--sfsm-a-font-size: 15px;\n\t\t\t--sfsm-a-font-weight: 400;\n\t\t\t--sfsm-a-bg: #ffffff;\n\t\t\t--sfsm-a-color: #374151;\n\t\t\t--sfsm-a-line-height: 1.7;\n\t\t\t--sfsm-a-font-family: inherit;\n\t\t\t--sfsm-ah-bg: #ffffff;\n\t\t\t--sfsm-ah-color: #011a42;\n\t\t\t--sfsm-aa-bg: #ffffff;\n\t\t\t--sfsm-aa-color: #011a42;\n\t\t}\n\t\t\t\t<\/style>\n\t\t<section class=\"sfsm-faq-group sfsm-layout-single sfsm-icon-plus sfsm-anim-rotate_180\" id=\"sfsm-group-69\" data-group-id=\"69\" data-behavior=\"multiple\">\n\t\t\t<h2 class=\"sfsm-group-title\">Frequently Asked Questions<\/h2>\t\t\t\t\t\t<div class=\"sfsm-items\"><article class=\"sfsm-item\" data-faq-id=\"70\" id=\"faq-69-70\"><h3 class=\"sfsm-question-heading\"><button class=\"sfsm-question\" type=\"button\" aria-expanded=\"false\" aria-controls=\"faq-69-70-answer\"><span>What is a home loan review?<\/span><span class=\"sfsm-icon\" aria-hidden=\"true\"><svg class=\"sfsm-icon-svg sfsm-icon-svg-plus\" viewBox=\"0 0 24 24\" focusable=\"false\"><path class=\"sfsm-icon-horizontal\" d=\"M5 12h14\"\/><path class=\"sfsm-icon-vertical\" d=\"M12 5v14\"\/><\/svg><\/span><\/button><\/h3><div class=\"sfsm-answer\" id=\"faq-69-70-answer\" hidden><p><span class=\"TextRun SCXW105922687 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW105922687 BCX0\">A home loan review checks whether your current loan still suits your needs. It looks at your rate, repayments, features, and\u00a0<\/span><span class=\"NormalTextRun SCXW105922687 BCX0\">possible lender<\/span><span class=\"NormalTextRun SCXW105922687 BCX0\">\u00a0options.<\/span><\/span><span class=\"EOP Selected SCXW105922687 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<\/div><\/article><article class=\"sfsm-item\" data-faq-id=\"78\" id=\"faq-69-78\"><h3 class=\"sfsm-question-heading\"><button class=\"sfsm-question\" type=\"button\" aria-expanded=\"false\" aria-controls=\"faq-69-78-answer\"><span>How often should I review my home loan?<\/span><span class=\"sfsm-icon\" aria-hidden=\"true\"><svg class=\"sfsm-icon-svg sfsm-icon-svg-plus\" viewBox=\"0 0 24 24\" focusable=\"false\"><path class=\"sfsm-icon-horizontal\" d=\"M5 12h14\"\/><path class=\"sfsm-icon-vertical\" d=\"M12 5v14\"\/><\/svg><\/span><\/button><\/h3><div class=\"sfsm-answer\" id=\"faq-69-78-answer\" hidden><p><span class=\"TextRun SCXW262343930 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW262343930 BCX0\">Once a year is a good habit. Home Loans\u00a0<\/span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW262343930 BCX0\">Fast does<\/span><span class=\"NormalTextRun SCXW262343930 BCX0\">\u00a0annual loan reviews for current clients.<\/span><\/span><span class=\"EOP Selected SCXW262343930 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<\/div><\/article><article class=\"sfsm-item\" data-faq-id=\"79\" id=\"faq-69-79\"><h3 class=\"sfsm-question-heading\"><button class=\"sfsm-question\" type=\"button\" aria-expanded=\"false\" aria-controls=\"faq-69-79-answer\"><span>Does a review mean I need to refinance?<\/span><span class=\"sfsm-icon\" aria-hidden=\"true\"><svg class=\"sfsm-icon-svg sfsm-icon-svg-plus\" viewBox=\"0 0 24 24\" focusable=\"false\"><path class=\"sfsm-icon-horizontal\" d=\"M5 12h14\"\/><path class=\"sfsm-icon-vertical\" d=\"M12 5v14\"\/><\/svg><\/span><\/button><\/h3><div class=\"sfsm-answer\" id=\"faq-69-79-answer\" hidden><p><span class=\"TextRun SCXW79650621 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW79650621 BCX0\">No. A review simply helps you understand your options. Sometimes your current loan is still the right fit.<\/span><\/span><span class=\"EOP Selected SCXW79650621 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<\/div><\/article><article class=\"sfsm-item\" data-faq-id=\"80\" id=\"faq-69-80\"><h3 class=\"sfsm-question-heading\"><button class=\"sfsm-question\" type=\"button\" aria-expanded=\"false\" aria-controls=\"faq-69-80-answer\"><span>Can I get the holiday offer if I refinance?<\/span><span class=\"sfsm-icon\" aria-hidden=\"true\"><svg class=\"sfsm-icon-svg sfsm-icon-svg-plus\" viewBox=\"0 0 24 24\" focusable=\"false\"><path class=\"sfsm-icon-horizontal\" d=\"M5 12h14\"\/><path class=\"sfsm-icon-vertical\" d=\"M12 5v14\"\/><\/svg><\/span><\/button><\/h3><div class=\"sfsm-answer\" id=\"faq-69-80-answer\" hidden><p><span class=\"TextRun SCXW176832664 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW176832664 BCX0\">Eligible clients who refinance and settle a loan of at least $300,000 may qualify for free 7-night holiday accommodation. Full terms and conditions apply.<\/span><\/span><span class=\"EOP Selected SCXW176832664 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<\/div><\/article><article class=\"sfsm-item\" data-faq-id=\"81\" id=\"faq-69-81\"><h3 class=\"sfsm-question-heading\"><button class=\"sfsm-question\" type=\"button\" aria-expanded=\"false\" aria-controls=\"faq-69-81-answer\"><span>What does the holiday offer include?<\/span><span class=\"sfsm-icon\" aria-hidden=\"true\"><svg class=\"sfsm-icon-svg sfsm-icon-svg-plus\" viewBox=\"0 0 24 24\" focusable=\"false\"><path class=\"sfsm-icon-horizontal\" d=\"M5 12h14\"\/><path class=\"sfsm-icon-vertical\" d=\"M12 5v14\"\/><\/svg><\/span><\/button><\/h3><div class=\"sfsm-answer\" id=\"faq-69-81-answer\" hidden><p><span class=\"TextRun SCXW48864570 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW48864570 BCX0\">The offer is\u00a0<\/span><span class=\"NormalTextRun SCXW48864570 BCX0\">for accommodation only<\/span><span class=\"NormalTextRun SCXW48864570 BCX0\">. Flights, food, insurance, transfers, upgrades, and other costs are not included unless\u00a0<\/span><span class=\"NormalTextRun SCXW48864570 BCX0\">stated<\/span><span class=\"NormalTextRun SCXW48864570 BCX0\">\u00a0in the resort rules.<\/span><\/span><span class=\"EOP Selected SCXW48864570 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<\/div><\/article><article class=\"sfsm-item\" data-faq-id=\"82\" id=\"faq-69-82\"><h3 class=\"sfsm-question-heading\"><button class=\"sfsm-question\" type=\"button\" aria-expanded=\"false\" aria-controls=\"faq-69-82-answer\"><span>Where can I travel?<\/span><span class=\"sfsm-icon\" aria-hidden=\"true\"><svg class=\"sfsm-icon-svg sfsm-icon-svg-plus\" viewBox=\"0 0 24 24\" focusable=\"false\"><path class=\"sfsm-icon-horizontal\" d=\"M5 12h14\"\/><path class=\"sfsm-icon-vertical\" d=\"M12 5v14\"\/><\/svg><\/span><\/button><\/h3><div class=\"sfsm-answer\" id=\"faq-69-82-answer\" hidden><p><span class=\"TextRun SCXW117445037 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117445037 BCX0\">Eligible clients may choose from selected partner hotels in Bali, Phuket, or Mombasa, subject to availability and full terms.<\/span><\/span><span class=\"EOP Selected SCXW117445037 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<\/div><\/article><article class=\"sfsm-item\" data-faq-id=\"83\" id=\"faq-69-83\"><h3 class=\"sfsm-question-heading\"><button class=\"sfsm-question\" type=\"button\" aria-expanded=\"false\" aria-controls=\"faq-69-83-answer\"><span>Is Holiday Home Loans separate from Home Loans Fast?<\/span><span class=\"sfsm-icon\" aria-hidden=\"true\"><svg class=\"sfsm-icon-svg sfsm-icon-svg-plus\" viewBox=\"0 0 24 24\" focusable=\"false\"><path class=\"sfsm-icon-horizontal\" d=\"M5 12h14\"\/><path class=\"sfsm-icon-vertical\" d=\"M12 5v14\"\/><\/svg><\/span><\/button><\/h3><div class=\"sfsm-answer\" id=\"faq-69-83-answer\" hidden><p><span class=\"TextRun SCXW190478180 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW190478180 BCX0\">No. Holiday Home Loans is a campaign powered by Home Loans Fast.<\/span><\/span><span class=\"EOP Selected SCXW190478180 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<\/div><\/article><article class=\"sfsm-item\" data-faq-id=\"84\" id=\"faq-69-84\"><h3 class=\"sfsm-question-heading\"><button class=\"sfsm-question\" type=\"button\" aria-expanded=\"false\" aria-controls=\"faq-69-84-answer\"><span>How do I get started?<\/span><span class=\"sfsm-icon\" aria-hidden=\"true\"><svg class=\"sfsm-icon-svg sfsm-icon-svg-plus\" viewBox=\"0 0 24 24\" focusable=\"false\"><path class=\"sfsm-icon-horizontal\" d=\"M5 12h14\"\/><path class=\"sfsm-icon-vertical\" d=\"M12 5v14\"\/><\/svg><\/span><\/button><\/h3><div class=\"sfsm-answer\" id=\"faq-69-84-answer\" hidden><p><span class=\"TextRun SCXW121819908 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW121819908 BCX0\">Contact Home Loans Fast to review your loan and ask about the Holiday Home Loans offer.<\/span><\/span><span class=\"EOP Selected SCXW121819908 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<\/div><\/article><\/div>\t\t<\/section>\n\t\t<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Is Your Home Loan Due\u00a0for\u00a0a Fresh Start?\u00a0 Spring is almost here. That means warmer weather, more open homes, weekend inspections, and plenty of people suddenly saying, \u201cMaybe we should finally do something about the house.\u201d Before the property season gets busy, it may be a good time to check one thing sitting quietly in the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":92,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-64","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Spring Clean Your Home Loan Before Property Season<\/title>\n<meta name=\"description\" content=\"Review your home loan before property season. 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